> For the complete documentation index, see [llms.txt](https://documentations.seclea.com/ec-aia-compliance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://documentations.seclea.com/ec-aia-compliance/article-09-risk-management-system-art09/09.07-credit-institutions.md). # 09.07 - Credit Institutions For organisations developing financial-services related AI applications, the EC AIA requires organisations to document their specific risk management activities. It states that 'for credit institutions regulated by Directive 2013/36/EU, the aspects described in article 09 shall be part of the risk management procedures established by those institutions pursuant to Article 74 of that Directive.' Seclea Platform provides a manual check to document that the organisation is taking necessary actions to comply. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://documentations.seclea.com/ec-aia-compliance/article-09-risk-management-system-art09/09.07-credit-institutions.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.